Impact Investing

There is a global shift in the way investors think about their investments; they want more accountability and are increasingly moving towards purpose-driven investment where they can make a positive impact through their assets.

Against this context, impact investing has emerged as an exciting opportunity for investors to better the world we live in. Positive change is crucial in creating a sustainable and inclusive economy.  And, when it comes to investing, ROI should drive sustainable returns and connect to the real economy.

Impact investing is not simply a trendy term or another form of screening process.  It is an intentional stance by institutional investors to ensure that the instruments they invest in have a positive return as well as a desired social, economic, or environmental outcome that is felt and seen by their end savers and their families.

This is particularly relevant in South Africa where many pension, provident and medical aid fund members continue to feel the effects of inadequate housing, poor education and health delivery, environmental disaster, crime, and many other serious issues.

 
Why RisCura

At RisCura, investing with care is a thread that weaves through everything we do. At the heart of all our services is a shared purpose to work towards the long-term good of our clients, society and the planet.

Creating a better, more successful South Africa is a shared responsibility. We believe that impact and development benefits should not only be measured and quantifiable, but be seen and felt by everyday South Africans. With over 20 years’ investment industry experience, we are taking action to seed the country’s impact industry and catalyse scalable impact products, allowing more institutional investment to flow into impact opportunities.  As such, the impact investing opportunities we seek to address are based on South Africa’s eight essential developmental themes; such as quality healthcare, education and jobs. We’re formally combining these opportunities and our investment expertise, skills and research and offering them as impact investment solutions.

 
RisCura’s Impact Fund Series

Experienced in establishing and managing technically intricate portfolios, RisCura’s Impact Fund Series enables us to impact a wide-range of impact investment themes. It also helps manage risk as it allows for a high level of diversification. The overall objective of is to offer institutional investors in South Africa access to a diversified portfolio of impact and developmental investments. The funds aim to deliver measurable positive impact and market-related returns by gaining exposure to a range of impact and/or development investment strategies, and themes that are most critical to South Africa’s development priorities as outlined in the NDP.

The first available fund is the RisCura Impact Debt Fund. Other impact funds will invest in property and equity, and all the funds will use both listed and unlisted vehicles.

 
Impact Measurement and Reporting

For our Impact Fund Series, we have developed a scorecard based on the Impact Management Project’s five dimensions (What, Who, How Much, Contribution and Risk.) We also look at the quality of the manager’s impact measurement and management process, and B-BBEE score. Our underlying fund managers will receive a score for dimension, which will contribute to an overall impact score.

RisCura has also developed an impact report for its institutional clients, enabling trustees to easily see how much of their portfolio is making a measurable impact. This is an industry first in this country.

The rating scale is based on South Africa’s development priorities as outlined in the NDP.

It’s your turn to take action. Contact us below to discover how you can make your money count.

RisCura Impact Debt Fund

The fund aims to invest in unlisted debt to deliver measurable positive impact and market-related returns by gaining exposure to a range of impact and developmental needs.
 
  • Fund type: En Commandite Partnership
  • Universe: South African unlisted debt
  • Base currency: ZAR
  • Liquidity: Three year initial investment period where assets are locked up. Thereafter liquidity is available with six months’ notice.

RisCura Impact Equity Fund

The fund aims to invest in unlisted equity to deliver measurable positive impact and market-related returns by gaining exposure to a range of impact and developmental needs.
 
  • Fund type: En Commandite Partnership
  • Universe: South African unlisted equity
  • Base currency: ZAR

RisCura Impact Property Fund

The fund aims to invest in unlisted property to deliver measurable positive impact and market-related returns by gaining exposure to a range of impact and developmental needs.
 
  • Fund type: En Commandite Partnership
  • Universe: South African unlisted property
  • Base currency: ZAR

Learn more about Impact Investing

Research Report

Why
Impact

Article

A thriving South Africa will take alternative thinking

Article

Does investing for a better South Africa require prescription?

Contact us about RisCura’s Impact Funds Series

  • This field is for validation purposes and should be left unchanged.

Notice to Visitors

This website is not intended or permitted to be accessed or used by you if you are prohibited from doing so under the applicable laws and regulations of your country of residence and/or the country in which you are viewing this website.

The content contained in this website is for information purposes only and does not constitute an offer or an invitation to subscribe or make use of any service or investment by a person, whether natural or legal, which is resident or situated in any jurisdiction where such offer or invitation would be unlawful, or in any jurisdiction in which RisCura, including all of its subsidiaries and associates (“RisCura”), is not qualified to make such offer or invitation, or to persons to whom it would be unlawful to make such offer or invitation.

By clicking “I AGREE” below, you consent to the terms and conditions above and you confirm and agree that:

1. you are not a person prohibited under the laws of your country from accessing the information on the investment products and services referred to herein;
2. by accessing this website you will not contravene or cause RisCura to contravene any law that seeks to regulate the promotion of financial products either in the country of your residence or in the country in which you are viewing this website; and
3. any investment which you may place with or through RisCura is based solely on your own enquiry and initiative and is not due to any offer or solicitation by RisCura.